Local panel fields questions on health policy

By Meghan Walsh, Staff Writer
Monday, November 09, 2009 | 1 comment(s)

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When Rep. Peter DeFazio visited the coast three months ago, people crowded into town halls to vehemently voice concerns and ask questions about public health care reform. 

It was a different setting Saturday morning at Coos Bay City Hall.

A panel of experts fielded questions from about a dozen voters during a public forum on the local impacts of a national health care policy.

Bay Area Hospital Chief Financial Officer Tim Salisbury began the discussion by expounding on a worsening health care trend among the middle class in this area. The lower economic class has medical access through services such Medicare and Medicaid, but the middle class, he said, is often going without. 

“They are used to paying for health care,” Salisbury said. “They have never had to access services, but now they can’t afford it. The working class can’t afford to go to the doctor.”

The panelists nodded. Each agreed that the country needs health care reform, but what it should look like is a point of contention among politicians, voters and health professionals.  

“It’s easy to define what we want,” said Doctors of the Oregon Coast South Chief Executive Officer Bill Murray. “The difficult part is figuring out how we can get there.”

But Saturday morning there were no agendas, only answers.

The League of Women Voters of Coos County hosted the event, which considering the antagonistic topic, was amiable. Each speaker gave a brief introduction, then speakers addressed written questions from audience members.

Kathy Laird, executive director of the Waterfall Clinic, said the number of uninsured Coos County residents seeking care is increasing, while funding continues to be an problem. And the director of the local Retired and Senior Volunteer Program, Christine Coles, said Coos County has one of the largest elderly communities in Oregon, which presents an added challenge.

Q: What is an attainable/effective way to contain health care costs?

A: Murray: “It comes from all of us using health care appropriately and the insurance companies and federal government setting an example and not administering a ton of bureaucratic rules that get in the way.”

Laird: “We don’t spend enough time on prevention. We treat after the fact and then pay for it after. It would be more cost effective to focus on prevention.”

Q: What are some of the specific challenges to our area when it comes to national health care reform? 

A: Murray: “The challenge is the number of people who need access to health care is increasing. We are rural and small and don’t want to be left behind or have fewer choices. Providers leave because we are small, and they are losing money. We need to make sure we have an affordable option and doctors have incentives.”

Q: Have you read the house bill?

A: Salisbury: “I’ve read a four-page summary. It will change so much. It [the final bill] is not going to look much like this one does.”

Q: For middle class people who don’t have medical insurance because they can’t afford it, are they better off paying for a public option?

A: Salisbury: “I don’t know. No matter what, we have to be prepared for taxes to go up.”

Q: How can uninsured people negotiate the same prices that insurance companies get?

A: Murray: “It’s kind of like buying a car. The list price isn’t the price that gets paid. Most providers are willing to talk about a discount.”

Q: How many of your clients are not able to get insurance because of pre-existing conditions?

A: Laird: “A huge number of patients are managing chronic diseases, but it’s hard to tell. We don’t know who has been denied.”

Q: Are physicians not accepting Medicare and Medicaid a problem in the community?

A: Murray: “The vast majority still accepts Medicare and Medicaid. It does get harder each year because of more cuts.”
Want more info?


What: The U.S. House’s health care reform bill mission statement is “To provide affordable, quality health care for all Americans and reduce the growth in health care spending, and for other purposes.”


Read the bill: visit http://docs.house.gov/rules/health/111_ahcaa.pdf.


Learn the lingo


Bundling: Paying providers (i.e. doctors and hospitals) fixed bulk payments, rather than charging patients or insurance companies. It encourages doctors to keep patients healthy instead of performing unnecessary procedures.


Capitation: A flat fee a health insurer pays to a provider, instead of reimbursing for each service. It offers incentives for cost-effective care but can also lead to financial losses for providers.


Chronic diseases: Conditions such as cancer and diabetes that are expensive to treat.


Comparative-effectiveness research: Research into medical procedures and treatments that are most effective.


Defensive medicine: Providers performing unnecessary tests and procedures to protect themselves against malpractice lawsuits.


Employer mandate: A requirement that employers provide health insurance for employees.


Fee-for-Service: Billing for each medical procedure, test or device. The most common way payments are made in the U.S. health system.


Guaranteed issue: Requires health insurers to sell coverage to anyone who applies for it.


Health insurance cooperative: Groups of people band together to collect premiums and pay health care expenses without the help of the government or insurance. A Senate committee has proposed the creation of 50 state co-ops as an alternative to a government insurance option.


Individual mandate: A requirement that every American have health insurance, mandated by financial penalties.


Portability: The ability to take your health insurance policy with you when changing jobs or if you are laid off.


Pre-existing condition: A health condition that a patient has before signing up for health insurance.


Preventive care: Routine medical screenings that can catch and address problems in the early stages and save money.


Public option: A government-run health insurance plan that would be cheaper than alternative insurance.


Recission: Insurance companies dropping patients after they file expensive claims.


Subsidies: Financial credits from the government that are distributed to Americans based on income that could be used to purchase insurance.


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fairplay wrote on Nov 11, 2009 9:35 AM:

It appears that the Hippocratic Oath has become the Hippocritic Oath. How many hospitals, doctors,clinics, insurance companies, and pharmaceutical companies are interested in prioritizing humanistic health care before bound by Corportate Profits. Patients are now regarded as clients. I realize that it is a way off, but I believe that a complete Socialized Health Care System is in order.


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